136 West Main Street
Kingsport, TN 37660
NMLS# 1910741
At Real Time Mortgage, our goal is to help you in purchasing your dream home with the best loan products available. We strive on building relationships with our borrowers to build loyalty and trust throughout our community. As mortgage brokers, we will help you get the best loan option that fits your personal needs. We love helping our friends in Johnson City, Kingsport, Bristol, and everyone else in our beautiful state of Tennessee.
NMLS #1301509
NMLS #2115631
NMLS #2185978
NEED A HOME LOAN?
At Real Time Mortgage, we have a variety of lenders with a variety of home loan options! We will help you determine which option meets your personal needs.
Our Most Often Approved Home Loan Options
Conventional
VA
FHA
USDA
Frequent Questions
Why choose us?
Why choose a mortgage broker over a bank for a home loan?
As Mortgage Brokers, we negotiate with a variety of lenders. This gives us access to many loan products with the best rates available for your personal needs.
vs
Banks only offer their institutional lenders loan program and rate without any negotiation.
Rates?
We are very competitive when it comes to what rate we can give. We don't like to lose so we will try every avenue in order to get you the best options at the best rates for your financial situation.
Bad Credit?
When it comes to the credit report, everyone has a different history. If you have bad credit history, we will analyze your credit report to determine options available. If we cant get you pre-approved, then were going to help you build that credit score quickly.
Timing til Closing?
We are able to get your loan to closing just about as fast as you are willing to help us with your file. Prior to the recent market boom, our average home loan closing was 10 to 15 business days.
Since the market boom, appraisers have been working non stop to help with the overwhelming amount of appraisals. So today our official closing time can be just as quick, depending on when we receive all of the required information.